A mortgage is a huge commitment, the biggest financial commitment you will ever make in your lifetime. Therefore, it’s important that you receive the best possible advice when searching for a mortgage or re-mortgage.
There are literally thousands of different mortgage products available from hundreds of different banks and building societies at any one time. These products and rates change on a daily basis as does the acceptance criteria you need to meet to qualify for them, so keeping up with the changes without help can be near on impossible.
There are many places you can go to obtain mortgage advice, such as your local estate agent, bank, building society or an independent mortgage adviser. When speaking to your local bank or building society, they can only offer advice on a limited number of products and services, and it’s unlikely they’ll be able to find you the best deal available to you. Mortgage advisor Sheffield If you are an existing customer, they can often offer you special rates, but again, this may not be the best deal available to you. Estate agents can advise on a broader range of lenders, however this is still limited as they may be ‘tied in’ to certain lenders. If you use an independent mortgage adviser, they can help find you the best mortgage deal across a vast number of lenders.
Whether you are looking at buying your first home, raising funds for home improvements or investing in property, local independent mortgage advisers can find the best deal for you.
You could spend hours traipsing up and down the high street visiting all the different lenders or searching though the comparison sites and still not find the best deal for you.
An independent mortgage adviser will source the whole of the market place and find you the best rate and most suitable mortgage available to you based on your circumstances and requirements. Independent mortgage advice is also a very personal, one-to-one service
It’s as simple as that – they use their knowledge and experience to do all the hard work so you don’t have to.
An independent mortgage adviser can put you in touch with a fully regulated independent mortgage broker, and the added advantage of this is that they will often offer a free, no obligation discussion about your requirements and help find you the best mortgage deal in the market before you have to make any commitment. From here they will discuss the various options available to you including any fees that may be payable once the mortgage is completed.